Step inside one of the ATM counters and as you proceed with the system you will be asked to choose from the two options – savings account or current account. Seldom do we think about their difference. We rarely know anything about the features of the kind of account which we do not hold. But they actually might have that offer for you which you want to avail but are not finding in the kind of account that you hold. Perhaps a little talk over these two types of account won't be totally out of place in this connection.